Estimated reading time: 7 minutes
Scammers are actively impersonating Beyond Insights and our founder Kathlyn Toh on Facebook, Instagram, WhatsApp and other online platforms to deceive the public into fake “investment” schemes. This announcement explains how these scams work, how to recognise our official channels, and what you must do to protect yourself.
Beware of Scammers Impersonating Beyond Insights and our founders
Our official stance and channels
Beyond Insights is an education company. We educate and train our students on how to invest and trade; we do not take money from you to invest on your behalf and we do not give stock tips or guaranteed returns.
- Kathlyn has one official Facebook profile (not a Page), which is Meta‑verified with a blue tick.
- Our official channels (website and socials) are clearly listed on the bottom section beyondinsights.net and linked from there.
- Any other Facebook Page or profile using “Kathlyn Toh” as a Page, or claiming to be an “official” Beyond Insights investment group, is not authorised and must be treated as fake and illegal.
Beyond Insights (or any of our staff and team members) will never:
- Ask you to deposit money with us for investing or trading purposes. You always invest through your own broker or platform.
- Ask for your bank, card or online banking login details via WhatsApp, Messenger, Instagram DM or SMS.
- Promise “guaranteed” or unusually high returns (for example 20–30% per month) with little or no risk.
- Add you to “secret” WhatsApp groups for sure‑win tips, or pressure you to keep the offer confidential.
If you encounter any of the above in messages or posts claiming to be from us, you are dealing with a scammer, not Beyond Insights.
How the scams usually work
From reports by our community and Malaysian authorities, most scams using our name or other investment brands follow a similar pattern across Meta platforms.
Hook on Facebook or Instagram
- You see an ad, reel, or post using Kathlyn’s photos, Beyond Insights branding, or our videos, promising high, easy returns or “VIP stock tips”.
- The page or profile is not Meta‑verified, often newly created, and may use names like “Beyond Insights Investment Group”, “VIP Trading Club”, or “Kathlyn Teacher”.
Move to WhatsApp (or Telegram) quickly
- The scammer asks you to click a link or message a WhatsApp number to join a “VIP group”, “official Beyond Insights WhatsApp class”, or “private mentoring with Kathlyn”.
- In the group, many supposed “members” constantly share screenshots of big profits and praise the “teacher” – these are often fake identities controlled by the scammers.
Pressure to transfer money
- You are told to transfer money to start “copy trading”, “fund management”, or a “special investment programme” using Beyond Insights’ or Kathlyn’s name.
- The accounts provided are personal bank or e‑wallet accounts, not in the name of Beyond Insights or any licensed institution.
- As soon as you pay, you are pushed to “top up” more with promises of higher returns or to unlock withdrawals.
Delay, blocking and disappearance
- When you ask to withdraw, they demand extra “tax”, “service fee” or “unlock fee”, or they stop replying altogether.[
- Eventually the WhatsApp group is deleted, the Facebook/Instagram accounts disappear or are renamed, and your money is gone.
References
The Securities Commission Malaysia (SC), Bank Simpanan Nasional and other institutions have warned that social‑media‑driven investment scams using WhatsApp and Facebook/Instagram are on the rise and commonly use fake endorsements and impersonation.
- Bank Simpanan Nasional: https://www.bsn.com.my/page/investment-scam
- Securities Commission Malaysia: https://www.sc.com.my/investor-empowerment/scam
- Multiply by Creador Foundation: https://www.multiply.org.my/en/beware-of-investment-scams/
How to recognise the real Beyond Insights vs fakes
Use these simple checks before you trust any account or message that uses “Beyond Insights” or “Kathlyn Toh”.
1. Check the account type and verification
- Our founder Kathlyn has only one Meta‑verified profile on Facebook (with a blue tick). She has no personal Pages in her name. Any “Kathlyn Toh” Page is fake. Here are some examples of fake Facebook pages impersonating her:
- For any channels that claim to originate from Beyond Insights – Only trust Facebook/Instagram accounts and WhatsApp numbers that are listed or linked directly from beyondinsights.net and carry a blue tick where applicable.
2. Check what they are asking you to do
Red flags that it is not us:
- Asking you to send money to an individual’s account so they can “invest for you”.
- Offering guaranteed or very high returns with “no risk” or “sure win” signals.
- Giving direct buy/sell stock tips or telling you exactly what to trade.
- Asking for online banking logins, TAC codes, PINs, credit card photos or copies of IC via WhatsApp or DM.
- Telling you to keep the offer secret and not to check with family, your bank, or regulators.
Beyond Insights does none of these. All our programmes are clearly described on our website, paid via official invoices or secure payment channels, and you always control your own trading or investing accounts.
3. Cross‑check with official sources
Before sending money or personal data to anyone claiming to represent Beyond Insights or Kathlyn:
- Visit beyondinsights.net and compare the account name, handle, phone number and URL with what you see in the message.
- If you are unsure, contact us using the phone number or email listed on our website – not the one given in the suspicious message.
- For any “investment opportunity”, verify the company or platform against:
- Securities Commission’s Investor Alert List and Investment Checker on sc.com.my.
- Official alerts from banks and major institutions (e.g. Maybank, PNB) if their names are being used.
If the person discourages you from checking or becomes angry when you say you will verify, stop immediately – that is a clear scam warning sign.
What to do if you see or suspect a scam
If you encounter a fake account or believe you have been contacted by a scammer using our name:
- Do not send money or share personal details.
- Collect evidence: take screenshots of profiles, chats, payment instructions, and URLs.
- Report the account on the platform:
- On Facebook/Instagram: use “Report > Pretending to be someone / Scam or fraud”.
- On WhatsApp: use “Report” and “Block” for the number or group.
- Inform us via the official contact details on beyondinsights.net, so we can add the account to our public scam alert list and notify Meta or regulators.
- If you have already transferred money or shared sensitive data, immediately:
- Contact your bank or e‑wallet provider to try to block or trace the transaction.
- Call the National Scam Response Centre (NSRC) 997 (where available) and lodge a police report.
- Notify the Securities Commission Malaysia (SC) if it involves an investment scheme (aduan@seccom.com.my or SC hotline as listed on their site).
Final reminder
If someone contacts you online using Kathlyn’s name or Beyond Insights’ brand and asks you to invest through them, send money, share banking details, or join a secret WhatsApp group for guaranteed profit, you are dealing with a scammer.
When in doubt, stop, verify with our official channels, and check with the regulators before you act.
Sources
[1] Scammers Alert ⚠️Fake pages and accounts posing as Beyond … https://www.beyondinsights.net/scams-alert/
[2] Beware of Scammers Impersonating Beyond Insights and Our … https://www.beyondinsights.net/beware-of-scammers/
[3] Beware of Scams – INVESTOR EMPOWERMENT https://www.sc.com.my/investor-empowerment/scam
[4] SC ups the ante in war against investment scams – BIX Malaysia https://www.bixmalaysia.com/learning-center/articles-tutorials/sc-ups-the-ante-in-war-against-investment-scams
[5] Unmasking Investment Scams in Malaysia https://www.tookitaki.com/compliance-hub/unmasking-investment-scams-in-malaysia-a-growing-financial-crime-threat
[6] Scam and Alerts – Permodalan Nasional Berhad (PNB) https://www.pnb.com.my/en/scam-and-alerts
[7] Investment Scam https://www.bsn.com.my/page/investment-scam
[8] Victim details modus operandi of crypto investment … https://www.freemalaysiatoday.com/category/nation/2024/02/01/victim-details-modus-operandi-of-crypto-investment-scammers
[9] Businessman loses RM380,000 to WhatsApp investment … https://www.thestar.com.my/news/nation/2025/10/04/businessman-loses-rm380000-to-whatsapp-investment-scam
[10] Latest Maybank Impersonating Scams https://www.maybank2u.com.my/maybank2u/malaysia/en/personal/security_alert/new-scam-alert.page
[11] Beware Of Investment Scams! | Blog – Multiply https://www.multiply.org.my/en/beware-of-investment-scams/
[12] Investor Alert List https://www.sc.com.my/investor-alert-list
[13] Malaysians, beware: Here’s how your ‘investment’ can see … https://www.malaymail.com/news/malaysia/2025/10/03/malaysians-beware-heres-how-your-investment-can-see-you-losing-money-to-scammers/192142
[14] Keynote Speech on The Evolving Scam Landscape: Trends and … https://www.sc.com.my/resources/speeches/keynote-speech-on-the-evolving-scam-landscape-trends-and-techniques-at-scxsc-myfintech-week-2025
Key Takeaways
- Scammers impersonate Beyond Insights and Kathlyn Toh on social media to promote fake investment schemes.
- Beyond Insights never asks for money to invest or share personal banking information.
- To identify fake accounts, check for Meta verification and look for official channels listed on beyondinsights.net.
- If you encounter a scam, do not share personal data, gather evidence, and report the account immediately.
- Stay cautious and verify any suspicious messages claiming to represent Beyond Insights or Kathlyn Toh investment scams.
