Estimated reading time: 7 minutes

Scammers are actively impersonating Beyond Insights and our founder Kathlyn Toh on Facebook, Instagram, WhatsApp and other online platforms to deceive the public into fake “investment” schemes. This announcement explains how these scams work, how to recognise our official channels, and what you must do to protect yourself.

Our official stance and channels

Beyond Insights is an education company. We educate and train our students on how to invest and trade; we do not take money from you to invest on your behalf and we do not give stock tips or guaranteed returns.

• Kathlyn has one official Facebook profile (not a Page), which is Meta‑verified with a blue tick.
• Our official channels (website and socials) are clearly listed on the bottom section beyondinsights.net and linked from there.
• Any other Facebook Page or profile using “Kathlyn Toh” as a Page, or claiming to be an “official” Beyond Insights investment group, is not authorised and must be treated as fake and illegal.

Beyond Insights (or any of our staff and team members) will never:

• Ask you to deposit money with us for investing or trading purposes. You always invest through your own broker or platform.
• Ask for your bank, card or online banking login details via WhatsApp, Messenger, Instagram DM or SMS.
• Promise “guaranteed” or unusually high returns (for example 20–30% per month) with little or no risk.
• Add you to “secret” WhatsApp groups for sure‑win tips, or pressure you to keep the offer confidential.

If you encounter any of the above in messages or posts claiming to be from us, you are dealing with a scammer, not Beyond Insights.

References

The Securities Commission Malaysia (SC), Bank Simpanan Nasional and other institutions have warned that social‑media‑driven investment scams using WhatsApp and Facebook/Instagram are on the rise and commonly use fake endorsements and impersonation.

• Bank Simpanan Nasional: https://www.bsn.com.my/page/investment-scam
• Securities Commission Malaysia: https://www.sc.com.my/investor-empowerment/scam
• Multiply by Creador Foundation: https://www.multiply.org.my/en/beware-of-investment-scams/

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How to recognise the real Beyond Insights vs fakes

Use these simple checks before you trust any account or message that uses “Beyond Insights” or “Kathlyn Toh”.

1. Check the account type and verification

• Our founder Kathlyn has only one Meta‑verified profile on Facebook (with a blue tick). She has no personal Pages in her name. Any “Kathlyn Toh” Page is fake. Here are some examples of fake Facebook pages impersonating her:

2. Check what they are asking you to do

Red flags that it is not us:

• Asking you to send money to an individual’s account so they can “invest for you”.
• Offering guaranteed or very high returns with “no risk” or “sure win” signals.
• Giving direct buy/sell stock tips or telling you exactly what to trade.
• Asking for online banking logins, TAC codes, PINs, credit card photos or copies of IC via WhatsApp or DM.
• Telling you to keep the offer secret and not to check with family, your bank, or regulators.

Beyond Insights does none of these. All our programmes are clearly described on our website, paid via official invoices or secure payment channels, and you always control your own trading or investing accounts.

3. Cross‑check with official sources

Before sending money or personal data to anyone claiming to represent Beyond Insights or Kathlyn:

• Visit beyondinsights.net and compare the account name, handle, phone number and URL with what you see in the message.
• If you are unsure, contact us using the phone number or email listed on our website – not the one given in the suspicious message.
• For any “investment opportunity”, verify the company or platform against:
• Securities Commission’s Investor Alert List and Investment Checker on sc.com.my.
• Official alerts from banks and major institutions (e.g. Maybank, PNB) if their names are being used.

If the person discourages you from checking or becomes angry when you say you will verify, stop immediately – that is a clear scam warning sign.

What to do if you see or suspect a scam

If you encounter a fake account or believe you have been contacted by a scammer using our name:

1. Do not send money or share personal details.
2. Collect evidence: take screenshots of profiles, chats, payment instructions, and URLs.
3. Report the account on the platform:

• On Facebook/Instagram: use “Report > Pretending to be someone / Scam or fraud”.
• On WhatsApp: use “Report” and “Block” for the number or group.

1. Inform us via the official contact details on beyondinsights.net, so we can add the account to our public scam alert list and notify Meta or regulators.
2. If you have already transferred money or shared sensitive data, immediately:

• Contact your bank or e‑wallet provider to try to block or trace the transaction.
• Call the National Scam Response Centre (NSRC) 997 (where available) and lodge a police report.
• Notify the Securities Commission Malaysia (SC) if it involves an investment scheme (aduan@seccom.com.my or SC hotline as listed on their site).

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Final reminder

If someone contacts you online using Kathlyn’s name or Beyond Insights’ brand and asks you to invest through them, send money, share banking details, or join a secret WhatsApp group for guaranteed profit, you are dealing with a scammer.

When in doubt, stop, verify with our official channels, and check with the regulators before you act.

Sources
[1] Scammers Alert ⚠️Fake pages and accounts posing as Beyond … https://www.beyondinsights.net/scams-alert/
[2] Beware of Scammers Impersonating Beyond Insights and Our … https://www.beyondinsights.net/beware-of-scammers/
[3] Beware of Scams - INVESTOR EMPOWERMENT https://www.sc.com.my/investor-empowerment/scam
[4] SC ups the ante in war against investment scams - BIX Malaysia https://www.bixmalaysia.com/learning-center/articles-tutorials/sc-ups-the-ante-in-war-against-investment-scams
[5] Unmasking Investment Scams in Malaysia https://www.tookitaki.com/compliance-hub/unmasking-investment-scams-in-malaysia-a-growing-financial-crime-threat
[6] Scam and Alerts - Permodalan Nasional Berhad (PNB) https://www.pnb.com.my/en/scam-and-alerts
[7] Investment Scam https://www.bsn.com.my/page/investment-scam
[8] Victim details modus operandi of crypto investment … https://www.freemalaysiatoday.com/category/nation/2024/02/01/victim-details-modus-operandi-of-crypto-investment-scammers
[9] Businessman loses RM380,000 to WhatsApp investment … https://www.thestar.com.my/news/nation/2025/10/04/businessman-loses-rm380000-to-whatsapp-investment-scam
[10] Latest Maybank Impersonating Scams https://www.maybank2u.com.my/maybank2u/malaysia/en/personal/security_alert/new-scam-alert.page
[11] Beware Of Investment Scams! | Blog - Multiply https://www.multiply.org.my/en/beware-of-investment-scams/
[12] Investor Alert List https://www.sc.com.my/investor-alert-list
[13] Malaysians, beware: Here's how your 'investment' can see … https://www.malaymail.com/news/malaysia/2025/10/03/malaysians-beware-heres-how-your-investment-can-see-you-losing-money-to-scammers/192142
[14] Keynote Speech on The Evolving Scam Landscape: Trends and … https://www.sc.com.my/resources/speeches/keynote-speech-on-the-evolving-scam-landscape-trends-and-techniques-at-scxsc-myfintech-week-2025